Work it out.
Then check it.

01 / A starting point

Guidance, not personalised advice.

Malta Calculator helps you explore costs, compare scenarios and prepare questions. Its calculators, grant checker, examples, guides and reports provide general information and estimates. They do not make decisions for you or provide personalised financial, tax, legal or other professional advice.

A result is not an official quotation, invoice, bill, assessment of affordability, confirmation of eligibility or approval for funding. An example is a way to understand the arithmetic, not a recommendation for your circumstances.

02 / Before you act

Do your own checks.

• Check your inputs, units, dates and assumptions, including any costs the tool leaves out.
• Do your own research using current official sources and the actual provider's quotation, bill, contract or checkout price.
• Confirm eligibility, deadlines, availability and conditions with the relevant authority or provider.
• Get advice from a suitably qualified professional where the decision is important, complex or specific to your circumstances.

Do not commit money, sign an agreement, submit an application or make another material decision solely on the basis of a result from this site.

03 / Estimates have limits

Figures and rules can change.

Results depend on the information you enter, the assumptions shown and the sources available when a tool was prepared or reviewed. Relevant charges, circumstances or exceptions may be missing. Published prices, tariffs, grant rules, offers and availability can change.

We aim to provide useful, carefully prepared tools, but cannot guarantee that every item or result is accurate, complete, current or suitable for your situation. No price, saving, entitlement, award or other outcome is guaranteed.

Each source-check or price-observation date refers only to the recorded review or observation. Published amounts and conditions may change afterwards, including between visits to this site. The tools are not a live price feed, and generating or downloading a report does not trigger a new data pull. Always check the original source for the actual current amount before acting.

04 / Your decision

Verify the final position.

You are responsible for checking the information you supply, reviewing the assumptions and independently verifying the information relevant to your decisions. Actual costs and outcomes depend on your circumstances and the current terms of the relevant provider or authority.

Use the tools to inform your research, not to replace it. Your decisions remain yours. This does not remove any responsibility that applicable law places on us.

05 / Responsibility and liability

The limits of this service.

To the extent permitted by applicable law, Soluxe Agency Ltd does not accept liability for losses, costs or other consequences arising from use of or reliance on these tools, examples, guides or reports, including decisions or commitments based on them or changes introduced by providers or authorities after a recorded source check.

Nothing in this notice excludes or limits liability for fraud, death or personal injury caused by negligence, or any other liability that cannot lawfully be excluded or restricted. Your mandatory consumer and other statutory rights are unaffected.

06 / Sources and saved results

Keep the context with the number.

Third-party listings and links are provided to help your research. They do not guarantee that a provider, product or scheme is available or suitable for you. Check the source's current information and terms directly.

Copied, downloaded and printed results are snapshots of the inputs and information used at that time. They are not official documents or proof of entitlement. If you share a result, include its assumptions, source dates and guidance.

Malta Calculator is operated by Soluxe Agency Ltd and is independent of the public authorities and providers it references. To report an error or ask a question, contact liam@soluxeagency.com.

This notice concerns the use of calculator information. Our privacy notice separately explains data handling and your data-protection rights.